5. Bank, pénzügyek A1C2 (67) – altémák

1. Pénz, pénznemek (16) 2. Bank, bankszámlák (25) 3. Kölcsön, megtakarítás (26)

borrow verb /ˈbɒr.əʊ/ 2 kölcsönt vesz fel [I or T]

We had to borrow heavily to set up the business.

cover verb /ˈkʌv.ər/ [T] 7 biztosít, (pénzügyi) biztosítást nyújt vmi ellen

travel insurance that covers accident and injury

lend verb /lend/ *(lent, lent) 2 kölcsönt ad (bank) [I or T]

The bank refuses to lend to students.

The bank agreed to lend him $5000.

owe verb /əʊ/ [+ two objects] pénzzel tartozik

I owe Janet ten pounds.

We still owe £1000 to the bank.

raise verb /reɪz/ [T] 3 gyűjt, szerez (pénzt)

They were raising money for charity.

repay verb /rɪˈpeɪ/ [T] *(repaid, repaid) 1 visszafizet (kölcsönt)

He had to sell his car to repay the loan.

save verb /seɪv/ 1 megspórol, gyűjt vmire (pénzt) [I or T] also: save up

We've saved almost £900 for our wedding.

Michael's saving up for a new computer.

claim noun /kleɪm/ [C] 1 (írásbeli) követelés, igény (egy pénzösszegre)

an insurance claim

a claim for compensation

I've made a claim on my insurance.

cover noun /ˈkʌv.ər/ 3 (pénzügyi) biztosítás vmi ellen [U]

The policy provides £50,000 accidental damage cover.

credit noun /ˈkred.ɪt/ 2 hitel (vásárláshoz) [U]

They decided to buy the car on credit.

The shop was offering six months' interest-free credit on electrical goods.

cushion noun /ˈkʊʃ.ən/ [C] 2 biztosíték, tartalék (ált. pénz, a problémák/rossz helyzetek hatásainak csökkentésére)

Overseas savings provide a cushion against tax rises at home.

debt noun /det/ 1 tartozás, adósság [C]

He managed to pay off his debts in two years.

The firm ran up huge debts.

debt noun /det/ 2 adósság, eladósodás [U]

They are in debt to the bank.

He ran/got into debt after he lost his job.

The company is deep in debt.

insurance noun /ɪnˈʃɔː.rənts/ [U] biztosítás (autó-, élet-, utas-, stb.)

life/health/car/travel insurance

I'll need to take out extra car insurance for another driver.

The insurance doesn't cover you for household items.

interest noun /ˈɪn.trəst/ 4 kamat, kamatteher (a kölcsönre fizetendő kamat) [U]

Interest charges on an overdraft are usually quite high.

loan noun /ləʊn/ [C] kölcsön (pénz)

She's trying to get a £30 000 loan to start her own business.

We could apply for/take out a loan to buy a car.

policy noun /ˈpɒl.ə.si/ [C] 2 biztosítás, biztosítási kötvény

Does your policy cover medical costs?

premium noun /ˈpriː.mi.əm/ biztosítási díj; felár

How much is the monthly premium?

rate noun /reɪt/ [C] 2 (fizetendő) díj, díjszabás (pl. kamat, részletfizetés)

the interest rate

Rates of pay are very low.

saving noun /ˈseɪ.vɪŋ/ [C] megtakarítás (pénz, költség, idő, stb.)

a saving of £20.

savings noun /ˈseɪ.vɪŋz/ [plural] megtakarítás, spórolt pénz

He spent all his savings on an expensive car.

Phrasal verbs:

pay back ↔ sb/sth /peɪ/ visszafizet (tartozást)

Can you lend me ten pounds? I'll pay you/it back tomorrow.

pay off ↔ sth /peɪ/ kifizet, kiegyenlít (tartozást)

I've paid off the loan.

put sth aside /pʊt/ 1 félretesz, félrerak (pénzt megtakarít vmilyen célra)

She puts aside £100 a month for clothes.

Phrases and idioms:

a nest egg félretett/megtakarított pénz

She used her nest egg to buy a really good piano.

on loan kölcsönzött, kikölcsönzött

Both paintings are on loan from the city museum.

4. lecke (A1) – 14. lecke (A2) – 30. lecke (B1) – 57. lecke (B2) – 85. lecke (C1) – 104. lecke (C2)